Build Credit Scoring Solutions In Minutes with Nected’s Decisioning Tool

Leverage Nected’s rule engine/workflow to make well-informed decisions, streamline credit assessments, and minimize risks.

Real-Time Assessment using API Connector, Customize Scoring Rules in No-code/low-code, Automated Decision-making via CRON, Built Complex Scoring Models in Minutes, Integration with Third Party Systems, Iterate Conditions Instantly
  • Real-Time Assessment using API Connector
  • Customize Scoring Rules in No-code/low-code
  • Automated Decision-making via CRON
  • Built Complex Scoring Models in Minutes
  • Integration with Third Party Systems
  • Iterate Conditions Instantly

One-Tool for Any and Every Type
for Credit Scoring

Here are 3 reasons why Nected is the ultimate solution to your credit scoring woes:

Credit Scoring

Nected evaluates customer creditworthiness by analyzing financial history, transaction patterns, and external credit bureau data, ensuring accurate risk assessments.

Credit Limit

FinTech platforms leverage Nected to dynamically calculate and assign credit limits based on income, repayment history, and risk factors.

Underwriting

With Nected, FinTech companies automate underwriting processes, factoring in customer data, credit scores, and loan product specifications to ensure compliance and accuracy.

Loan Eligibility

Nected simplifies loan eligibility checks by integrating with APIs to fetch credit scores and dynamically assess criteria, enabling instant loan approvals.

Paytm Cred Razorpay
Credit Scoring

Financial institutions utilize Nected to compute detailed credit scores for customers, integrating data from multiple sources like salary details and repayment history.

Credit Limit

Nected helps banks assign personalized credit limits for credit cards or overdraft facilities, improving customer satisfaction and reducing risk.

Underwriting

Using rule-based workflows, Nected ensures underwriting processes are consistent, scalable, and error-free, catering to diverse loan types.

Loan Eligibility

Banks use Nected to dynamically assess loan eligibility for mortgages, personal loans, and business loans, ensuring seamless customer experiences.

HDFC Bank ICICI Bank American Express
Credit Scoring

Consulting firms rely on Nected to implement credit scoring solutions for their financial clients, offering robust risk evaluation frameworks.

Credit Limit

IT service providers use Nected to design systems that assign credit limits dynamically, aligning with customer behavior and financial goals.

Underwriting

Nected streamlines underwriting system development, enabling IT consultants to offer tailored automation solutions for their clients in banking and insurance.

Loan Eligibility

Consulting firms integrate Nected into their clients’ financial ecosystems to automate loan eligibility workflows, improving approval speed and accuracy.

Accenture TCS Infosys

Enhance Your Credit Scoring System Effortlessly

Utilize Nected’s seamless integration to elevate your credit scoring strategy, enabling you to concentrate on high-value accounts.

Benefits

Why Customers Love Us

Accelerate Time to Market. rocket emoji
Accelerate Time to Market
Realize full potential of your ideas by iterating at the speed of thought
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Do more in Less
Save valuable time and resources while enabling your teams to focus on other high-priority tasks.
Empower non-tech teams
Empower Non-Tech Teams
Offload ad-hoc tasks to non-tech teams, allowing your tech teams to focus on building more complex and core tech products.
Flexibility and customization
Flexibility and Customization
Fully customize your workflows and rules using custom JS code
Secure and scalable
Secure & Scalable
Built on industry best-practices to scale cost-effectively. Optional on-premise installation to keep your data safe and secure.
Seamless Integration: DB and API
Seamless Integration:
Utilize our platform as a micro-service, easily integrating with your existing data & systems via APIs, events, and more.

Build Your First Credit Scoring in < 15 Minutes

We have done the talk, and now we will show you how you can build your ideal credit scoring flow and make it live in less than 15 minutes. Literally!

testimonials

Hear From Our Users

“80% Faster Development for our rules-based system”

Nected support is really amazing. We tell them about features we are looking for and depending on our needs they expedite it on their roadmap. We asked about adding caching to improve performance on some of the integrations and they released it in a timely manner. We used it as soon as the feature was released, thank you Nected team. We started off using Nected to help us with some of our pricing rules and that is working well for us. Now we will begin using it for some of our routing rules. The platform allows us to move much faster than if we had to do this in house. One thing that really helps is that on the cloud solution, the urls are automatically set up for us in staging and prod and there is no devops work on our side. This allows us to improve development time and involves less maintenance.

Greg R.
Tech Lead
Sidecar Health

“40% Faster Credit Decisions and 20+ Hours Saved Weekly with Nected”

With Nected, our digital lending platform has achieved remarkable efficiency gains. We’ve reduced credit decisioning time by 40% and saved 20+ hours per week in manual effort. The platform’s adaptability and seamless integrations have enabled us to process high-volume workflows effortlessly, allowing us to scale operations without increasing resources. Nected has been a game-changer for our lending processes.

Anonymous
Business Head - Personal Loans & Credit Line

“Development time reduced by 50%”

Once we built our first use case on Nected, we realized that we can perform infinite iterations with almost no effort. Nected reduced development time by 50% and it has made our system much more modular and flexible as compared to hard-coded systems, reducing our continuous dependency on tech.
PS - Nected’s support team is highly responsive

Souradeep Paul
Director of Product
Brightchamps

“80% Faster Development and Exceptional Support with Nected”

Nected has transformed how we manage incentive payouts at Wealthright. Their client success-focused team collaborates closely with us, enabling real-time changes to incentive rules and eliminating delays. The platform’s modular rule engine and workflow system streamline complex payout calculations, achieving 80% faster development and cutting rollout timelines by weeks.With automation and easy iteration in place, we’ve resolved our payout challenges and can now focus on implementing new ideas and driving business growth.

Ayan S.
Chief Product Officer
Wealthright

“Transforming our bidding processes and data management”

Nected transformed our operations at Torch. Within hours, we integrated our systems and Google Sheets, enhancing our pricing rules workflow significantly. Their platform's test-driven development and outstanding support were also truly remarkable.   

Joe Shoop
Director Of Engineering
Torch 3PL

“Unbelievably fast credit decisioning with Nected”

A crucial factor for successful implementation of rules engines is when it is a customized or bespoke solution tailored for technical users, ensuring a higher level of depth, flexibility, and change tracking capabilities. It is evident that the Nected BRE product was efficient with these features easily available & provided substantial value in managing dynamic policy environments within financial services. Would like to strongly recommend all technical and business users to utilize this product for credit decisioning that would make the overall Loan criteria & processing journey more efficient and seamless for end customers.

Sandeep Arora
Chief Technology Officer
Nupay

“4% growth in conversions in just 20 days”

Nected has transformed our workflow by accelerating feature deployment by 30% and eliminating repetitive tasks. The platform's clean and intuitive interface adds to the overall experience, making it a joy to work with. We saw a 3% rise in leads and 4% growth in conversions within 20 days. We're excited for more diverse integrations ahead.

Raman Kumar
CTO & Co-Founder
Vidyakul

“80% Faster Development for our rules-based system”

Nected support is really amazing. We tell them about features we are looking for and depending on our needs they expedite it on their roadmap. We asked about adding caching to improve performance on some of the integrations and they released it in a timely manner. We used it as soon as the feature was released, thank you Nected team. We started off using Nected to help us with some of our pricing rules and that is working well for us. Now we will begin using it for some of our routing rules. The platform allows us to move much faster than if we had to do this in house. One thing that really helps is that on the cloud solution, the urls are automatically set up for us in staging and prod and there is no devops work on our side. This allows us to improve development time and involves less maintenance.

Greg R.
Tech Lead Sidecar Health

testimonials

Customer Spotlight

“80% Faster Development for our rules-based system”

Nected support is really amazing. We tell them about features we are looking for and depending on our needs they expedite it on their roadmap. We asked about adding caching to improve performance on some of the integrations and they released it in a timely manner. We used it as soon as the feature was released, thank you Nected team. We started off using Nected to help us with some of our pricing rules and that is working well for us. Now we will begin using it for some of our routing rules. The platform allows us to move much faster than if we had to do this in house. One thing that really helps is that on the cloud solution, the urls are automatically set up for us in staging and prod and there is no devops work on our side. This allows us to improve development time and involves less maintenance.

Greg R.
Tech Lead Sidecar Health

“40% Faster Credit Decisions and 20+ Hours Saved Weekly with Nected”

With Nected, our digital lending platform has achieved remarkable efficiency gains. We’ve reduced credit decisioning time by 40% and saved 20+ hours per week in manual effort. The platform’s adaptability and seamless integrations have enabled us to process high-volume workflows effortlessly, allowing us to scale operations without increasing resources. Nected has been a game-changer for our lending processes.

Anonymous
Business Head - Personal Loans & Credit Line

Development time reduced by 50%

Once we built our first use case on Nected, we realized that we can perform infinite iterations with almost no effort. Nected reduced development time by 50% and it has made our system much more modular and flexible as compared to hard-coded systems, reducing our continuous dependency on tech.
PS - Nected’s support team is highly responsive

Souradeep Paul
Director of Product
Brightchamps

“80% Faster Development and Exceptional Support with Nected”

Nected has transformed how we manage incentive payouts at Wealthright. Their client success-focused team collaborates closely with us, enabling real-time changes to incentive rules and eliminating delays. The platform’s modular rule engine and workflow system streamline complex payout calculations, achieving 80% faster development and cutting rollout timelines by weeks. With automation and easy iteration in place, we’ve resolved our payout challenges and can now focus on implementing new ideas and driving business growth.

Ayan S.
Chief Product Officer
Wealthright

“Transforming our bidding processes and data management”

Nected transformed our operations at Torch. Within hours, we integrated our systems and Google Sheets, enhancing our pricing rules workflow significantly. Their platform's test-driven development and outstanding support were also truly remarkable.

Joe Shoop
Director Of Engineering
Torch 3PL

“Unbelievably fast credit decisioning with Nected”

A crucial factor for successful implementation of rules engines is when it is a customized or bespoke solution tailored for technical users, ensuring a higher level of depth, flexibility, and change tracking capabilities. It is evident that the Nected BRE product was efficient with these features easily available & provided substantial value in managing dynamic policy environments within financial services. Would like to strongly recommend all technical and business users to utilize this product for credit decisioning that would make the overall Loan criteria & processing journey more efficient and seamless for end customers.

Sandeep Arora
Chief Technology Officer
Nupay

“4% growth in conversions in just 20 days”

Nected has transformed our workflow by accelerating feature deployment by 30% and eliminating repetitive tasks. The platform's clean and intuitive interface adds to the overall experience, making it a joy to work with. We saw a 3% rise in leads and 4% growth in conversions within 20 days. We're excited for more diverse integrations ahead.

Raman Kumar
CTO & Co-Founder
Vidyakul

Your Problem | Nected Solution

We get it, you might still have some questions. So, we have tried our best to answer how Nected is the best solution to your woes.

Q

What is Credit Scoring Solutions?

Credit scoring solutions refer to software programs and systems used by lenders and financial institutions to evaluate the creditworthiness of potential borrowers. These solutions analyze various data points, including credit history, employment status, and financial behavior, to generate a credit score. This score helps lenders make informed decisions regarding loan approvals, interest rates, and overall risk assessment. Credit scoring solutions streamline the lending process by automating the evaluation of credit applications, thus saving time and reducing the potential for manual errors.

What are the key Use Cases of Credit Scoring?

Credit scoring is employed in several key scenarios, including:

  • Loan Approval: Lenders use credit scores to determine whether to approve or deny loan applications.
  • Interest Rate Determination: Credit scores influence the interest rates offered to borrowers, with higher scores typically resulting in lower rates.
  • Risk-Based Pricing: Financial institutions apply credit scoring in risk-based pricing models, adjusting loan terms based on the assessed risk of the borrower.
  • Fraud Detection: Credit scoring solutions can help identify unusual patterns in credit behavior that may indicate fraud or identity theft.
  • Real-Time Monitoring: Lenders can utilize credit scoring systems to monitor changes in a borrower's credit status, allowing for timely adjustments to lending terms if necessary.

What are the benefits of Credit Scoring Solutions?

The benefits of implementing credit scoring solutions include:

  • Efficiency: Automating the credit evaluation process to speed up loan approvals.
  • Standardization: Providing a consistent method for assessing creditworthiness.
  • Improved Decision-Making: Making informed decisions based on comprehensive data analysis.
  • Enhanced Customer Experience: Faster processing times and clearer terms improve borrower satisfaction.
  • Access to Credit: Helping previously underserved populations gain access to credit.

How does Nected simplify credit scoring without tech complexity?

Nected, a Low-Code solution, lets non-tech teams seamlessly design and refine credit scoring models, reducing reliance on engineering.

Can Nected adapt to evolving credit scoring needs?

Absolutely, its highly customizable architecture allows swift adjustments, ensuring flexibility as business needs evolve.

Q

How does Nected integrate without extensive coding?

Nected's Low-Code design streamlines integration, connecting with systems and platforms effortlessly, freeing engineers for strategic tasks.

Can Nected automate decision-making for swift loan approvals?

Yes, Nected's Workflow Automation tool expedites credit approvals with minimal engineering intervention.

Q

Can Nected address industry-specific risk factors without complex coding?

Nected's Low-Code approach allows easy customization for industry-specific risk factors, ensuring adaptability in diverse lending scenarios.

How does Nected ensure relevance across different industries?

Nected's flexibility empowers teams to create industry-specific workflows without extensive coding, ensuring efficiency across various lending environments.

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